Our successful commercial lending team has experience, flair & the ability to structure your varied financial requirements.
We provide, not only solutions, but also establish a long term relationship with all our clients. Having accreditations with all Australian Banks and selected International commercial credit providers, we are able to source & secure the most cost effective finance package available.
Our process commences with an initial assessment, from which we collate a brief memorandum to gain interest from our credit providers. We then concentrate on the most competitive 3 to 4 interested providers and present to them a full & detailed credit assessment to gain full funding approval. We will then package the approvals & present a summarised version to our clients for their instructions. The process has proved very beneficial.
With the consent of our clients, we also endeavor to work closely with accountants & tax experts to offer a tax effective & appropriately tailored financial package.
Money Advisers Commercial Division can offer your clients the following:
- Lending ratio's up to 80% on commercial property
- Flexible facilities to suit cash flow requirements
- Discounted interest rates & fee's
- Confidentiality
Commercial finance
Whether it be a small group of shops, factory, office complex or a large development, we have the expertise to cater to your financing requirements. We also understand that a slight movement in interest rates can greatly effect your ongoing cashflow therefore we will analyse your current financing facilities & structure a strategy for your future growth, which may include additional capital.
- Minimum Loan $50,000.00
- Maximum Loan $100,000,000.00
- Maximum loan to value ratio up to 80%
Rural Finance
Whilst rural is a specialist area, the Money Advisers team has over 40 years experience in rural & is available to consult to clients & groups alike on all aspects of funding including but not limited to crop forecasts, farming ratio's & various specialist financial products.
- Minimum Loan $50,000.00
- Maximum Loan $10,000,000.00
- Maximum loan to value ratio up to 70%
Looking at purchasing a business?
Let the experts advise you on how much you can borrow based on the business assets & your personal assets. Often the banks will charge high interest rates just because you borrow for business purposes. Using a finance expert from Money Advisers we are able to structure your business debts into a low rate that starts low & remains low.
- Minimum Loan $50,000.00
- Maximum Loan $10,000,000.00
- Maximum loan to value ratio dependent upon security offered
Vehicle & Equipment Finance
We will organise the funding for your vehicle, new or old or the fit-out of your factory or any machinery needs for your business. Our rates are highly competitive, just test us!
- Minimum Loan $20,000.00
- Maximum Loan $5,000,000.00
- Maximum loan to value ratio up to 100% of equipment/vehicle price
Factoring
Often mistaken in the true value for businesses, factoring plays a major role in many small businesses. Talk to us first as there are many aspects that need to be considered before embarking on such financing techniques.
- Minimum Loan $30,000.00
- Maximum Loan $10,000,000.00
- Maximum loan to value ratio dependent upon security offered