Finding a better home loan
Reviewing your mortgage and lending position every one two years, makes good sense.
As your circumstances change over time, and new and improved loan products becoming available all the time, it makes sense to speak with a professional, to ensure your mortgage is still the best suited to your personal circumstances.
Why Refinance?
- The main objective is to find a better deal, restructuring your lending to save you money on repayments.
- Consolidate debts including credit cards and personal loans which carry high interest rates into a homeloan rate which may save $100’s per month in repayments
- You may require funds to renovate your home, or for investment or for business use
Do you have features you don’t need?
Your loan may offer features such as redraw and offset that you
don’t really need or use. Generally, loans with more flexibility and
options are more "expensive". Why not consider changing to a product
with fewer extras and a cheaper interest rate and fees?
For example
On a loan of $250,000 over 30 years, by changing from 8.97% ($2,006
p/mth- std variable rate) to a 8.39% ($1,902 p/mth - basic variable
rate) you will save approximately $104 per month.
Let us find a better deal for you!